Harry McPartland & Sons Solicitors

Exceeding the speed limit is a common motoring offence in Northern Ireland. While a single Fixed Penalty Notice (FPN) might be a minor inconvenience, receiving two speeding tickets within a short period is a serious matter that dramatically increases your risk of losing your licence. McPartland & Sons Solicitors, serving clients from Lisburn, Lurgan, and across Northern Ireland, explains the legal implications of receiving two speeding tickets and explores the necessary legal solutions.

The Cumulative Impact of Two Speeding Tickets

Northern Ireland operates a graduated penalty points system. The majority of minor speeding offences result in a £100 fine and three penalty points on your licence. However, the danger lies not in the first ticket, but in the cumulative effect of the second.

The Totting-Up Rule

The most severe consequence of receiving two speeding tickets is the activation of the Totting-Up Rule.

12 Points = Disqualification: If you accumulate 12 or more penalty points within three years, you face an automatic minimum driving disqualification of six months.
The Risk: Since most speeding offences carry three penalty points, receiving two speeding tickets in quick succession could land you with six points. If you already have six or more points on your licence from previous endorsements, the addition of two tickets will push you over the 12-point threshold, leading to a mandatory ban.

Consequences for New Drivers

The rules are even stricter for new drivers. If you are within two years of passing your first driving test, your licence will be automatically revoked if you accumulate six or more penalty points. Two speeding tickets (carrying three points each) would immediately result in the loss of your licence, forcing you to reapply for a provisional licence and retake both your theory and practical tests.

What to Do if You Receive Two Speeding Tickets

The moment you receive the Notice of Intended Prosecution (NIP) or the Fixed Penalty Notice (FPN) for the second offence, you must act decisively. Your licence is now at high risk.

Review Both Tickets: Carefully check the details on both NIPs/FPNs. Ensure the alleged offences are accurate, including the date, time, and location. There may be grounds for contesting the tickets based on procedural errors or inaccuracies in the evidence.
Calculate Your Points Total: Immediately check your current points total. If the second ticket pushes you to 12 points or more, you will likely receive a summons to appear in court.
Do Not Accept the Fixed Penalty if the Ban is Looming: If the second ticket will tip you over the 12-point limit, do not pay the FPN for the second offence. Paying the FPN confirms your guilt and locks in the points, making the subsequent disqualification process automatic. By opting for a court hearing, you open the door to argue for mitigating circumstances or ‘Exceptional Hardship’.

Two Speeding Tickets and the Court Defence

If you are facing disqualification due to two speeding tickets that trigger the Totting-Up Rule, a court appearance is inevitable. This is where expert legal representation becomes crucial.

Exceptional Hardship Defence: Your solicitor can present a defence of Exceptional Hardship to the court. This is a rigorous legal argument to convince the Magistrates that a driving ban would cause genuinely exceptional suffering that goes beyond mere inconvenience (e.g., losing your job, an inability to care for a dependent with a serious medical condition). This defence must be watertight and well-evidenced.
Contesting the Offence: If there are strong grounds, your solicitor can contest the allegation of speeding itself, arguing against the reliability of the evidence (such as the camera or speed gun calibration) or procedural defects in the NIP. Success in overturning even one of the two speeding tickets can save your licence.
Mitigation: If the offence is proven, your solicitor will present compelling mitigation to the court to seek the lowest possible fine or disqualification period.

Receiving two speeding tickets in Northern Ireland presents a significant threat to your right to drive. By seeking expert legal counsel promptly, you ensure your case is professionally managed, significantly improving your chances of avoiding disqualification or mitigating the severity of the penalty.

If you are facing the threat of losing your licence due to two speeding tickets or other motoring offences, contact the specialist legal team at McPartland & Sons Solicitors. We provide expert advice and representation in courts across Northern Ireland from our offices in Lisburn and Lurgan. Don’t risk a driving ban—call us today for a confidential consultation.

Is it illegal to check Google maps while driving?

The property market, whether you’re looking at a bustling suburban street in Lisburn or a quiet country lane outside Lurgan, remains one of the biggest financial decisions you’ll ever make. If you are considering buying or selling a home in Northern Ireland in 2026, preparation is paramount.

While the fundamentals of conveyancing remain consistent, changes in digital processes, reporting, and market conditions mean you need expert guidance more than ever. The team at McPartland & Sons Solicitors has outlined the key legal and practical considerations for a smooth move this year.

1. The Conveyancing Process: Speed and Data

The overarching movement in property law is toward greater speed, transparency, and the digitalisation of information. While fully digital conveyancing is still evolving, the pressure is on to gather and share information much earlier in the process.

Early Information is Key for Sellers: We strongly recommend that sellers work with their solicitor to compile all necessary legal paperwork, including title deeds and property certificates, as soon as the property is marketed. Buyers’ solicitors will expect this documentation quickly.
The Buyer Beware Principle (Caveat Emptor): The age-old principle still holds: it is the buyer’s responsibility to identify any defects. As your Lisburn and Lurgan Solicitors, we will meticulously review the legal title, but it is crucial that you, as the buyer, arrange a suitable survey to protect your investment from structural or physical defects.
Property Searches: Be aware that delays often occur with local authority searches. Your solicitor will guide you on the best way to expedite this, but being prepared for potential backlogs is part of the 2026 market reality.

2. Financial and Tax Considerations

Understanding the costs involved—beyond the purchase price—is vital for both buyers and sellers in 2026.

Stamp Duty Land Tax (SDLT): SDLT is a tax payable by the buyer on the purchase of a property. For residential properties in Northern Ireland (as part of the UK regime), the rates are tiered. We will advise you on the exact calculation, but current rates feature a nil-rate band, with increasing percentages applied to value portions above the initial threshold.
First-Time Buyer Relief: If you are a first-time buyer, relief is available, raising the nil-rate band threshold. This makes a significant difference to the cost of entry for many buyers.
Additional Properties: If you are buying a second home or an investment property, you will face a higher rate of SDLT (an additional percentage surcharge) on top of the standard rates.

3. Supporting Schemes for First-Time Buyers

While the Help to Buy scheme is not available in Northern Ireland, several essential local schemes remain active for those looking to get on the property ladder in 2026:

Co-Ownership: This popular scheme allows you to buy a share of your home (between 50% and 90%) and pay rent on the rest to the Northern Ireland Co-Ownership Housing Association. This dramatically reduces the size of the required mortgage and deposit. You can increase your share (staircase) over time up to full ownership.
House Sales Scheme: For existing Housing Executive tenants, this scheme allows the purchase of the home at a significant discount based on tenancy length.

4. Why You Need Specialist Local Solicitors

Navigating the 2026 property market requires more than just general legal knowledge; it requires local expertise.

Local Authority Differences: Understanding the specific procedures and common issues within the Armagh City, Banbridge and Craigavon Council area (covering Lurgan) and the Lisburn and Castlereagh City Council area (covering Lisburn) is critical to anticipating and avoiding delays.
Title and Leasehold Issues: While most residential property in Northern Ireland is freehold, if you are dealing with an apartment or a managed estate, the legal review of the Leasehold Agreement and Shared Property Management documents is essential to ensure you are not inheriting unforeseen liabilities. This area is under review in Northern Ireland, meaning attention to detail is paramount.
Regulatory Changes: The introduction of updated transaction forms across the UK may necessitate changes in how seller information is prepared. We will ensure you are up to date with these evolving standards to ensure a compliant and quick transaction.

Whether you’re selling a family home or buying your first property in Lisburn, Lurgan, or further afield, well-informed and experienced Solicitors by your side is your best defence against unnecessary stress and unforeseen complications.

Contact McPartland & Sons Solicitors today to ensure your 2026 move is handled with precision and local insight.

Could you be eligible for a stamp duty refund?

Separation marks the beginning of a challenging chapter, often involving emotional upheaval, financial anxiety, and concern over children. While your immediate priority is adjustment, it’s vital to address the legal framework quickly to secure your future. In Northern Ireland, whether you were married, in a civil partnership, or cohabiting, there are distinct legal steps you must take.

McPartland & Sons Solicitors is here to provide clear, compassionate guidance through this process.

Step 1: Formalise the Separation Agreement

The first legal step after physically separating is often to put in place a Separation Agreement. This is a contractual agreement between you and your former partner that records how you have decided to handle matters while you are separated, but before the formal legal dissolution of your marriage or partnership (Divorce or Dissolution Order).

What it Covers: A Separation Agreement can cover the division of assets, arrangements for children, payment of the mortgage and bills, and maintenance payments.
Why it’s Crucial: A well-drafted agreement provides certainty and stability during what can be a prolonged separation period. Although it is not legally binding on the court in future divorce proceedings, it is highly persuasive evidence of what you both agreed to at the time.
Non-Married Couples: For unmarried couples (cohabiting), this document is even more important, as you do not have the same automatic statutory rights to financial division as married couples do.

Step 2: Child Arrangements: Putting Children First

If there are children under 18, their welfare is the paramount concern of the court and should be yours, too.

The Agreement: The best solution is always a Parenting Plan agreed upon by both parents. This covers where the children live (Residence) and how much time they spend with the other parent (Contact). Aim for clear, flexible arrangements that work for the child.
Mediation: If agreement proves difficult, you are generally encouraged to try Family Mediation first. This involves an impartial third party helping you reach an understanding without going straight to court.
Court Orders: If all attempts to agree fail, an application to the Family Proceedings Court may be necessary for an Article 8 Order under the Children (Northern Ireland) Order 1995. These include:
Residence Order: Sets out who the child lives with.
Contact Order: Settles the contact arrangements.
Specific Issue Order: Deals with a specific dispute, such as which school a child should attend.
Child Maintenance: Financial support for the children (Child Maintenance) is calculated separately, usually through the Child Maintenance Service (CMS), though private agreements are also possible.

Step 3: Resolving Financial Matters

Dividing matrimonial assets is often the most complex part of a separation.

Full Disclosure: Whether married or divorcing, the law requires full and frank disclosure of all assets, liabilities, and resources by both parties. This includes property, savings, pensions, and investments.
Married Couples and Civil Partners: The court has a wide discretion to divide assets to achieve a fair outcome, with the overriding consideration being the financial needs of both parties, especially where minor children are involved. The court can make orders concerning the matrimonial home, property sales/transfers, spousal maintenance, and pension sharing.
Consent Order: It is crucial that any financial agreement reached is formalised into a Consent Order and approved by the court. This legally severs your financial ties and prevents future claims (a ‘clean break’), providing essential security for your future. Never apply for a final divorce decree until a Consent Order is in place, as you could lose certain valuable rights.
Unmarried Couples: If you were not married, property is divided based on legal ownership and trust principles, not the broad welfare principles applied in divorce. Legal rights for cohabitants are significantly more limited.

Step 4: The Divorce or Dissolution Process

In Northern Ireland, you must be married for at least one year before you can petition for divorce.

Grounds for Divorce: A divorce petition must be based on the irretrievable breakdown of the marriage, proven by one of five facts: Adultery, Unreasonable Behaviour, Desertion, Two Years’ Separation (with consent), or Five Years’ Separation (without consent).
The Procedure: This is a court process involving the filing of a Petition in the Matrimonial Office, a court hearing (which you may not have to attend if the divorce is undefended), a Decree Nisi (provisional order), and finally, a Decree Absolute (final order).
Timing is Key: The Decree Absolute should only be applied for after the financial Consent Order has been approved by the court.

Separation is a journey, not a single event. By seeking legal advice early, you ensure that every step you take is informed, protects your interests, and, most importantly, protects the interests of your children. Contact McPartland & Sons Solicitors for the compassionate, expert guidance you need to start over successfully.

Understanding grounds for divorce in Northern Ireland

Separation can be challenging, and one of the most pressing concerns for parents is how to manage their children’s financial future. While the Child Maintenance Service (CMS) provides a mechanism for calculating core payments, those payments are generally designed to cover day-to-day living costs. They often do not automatically account for the significant additional expenses that come with raising children, such as school fees and activities.

At McPartland & Sons Solicitors, we understand that planning for these future child maintenance costs is crucial for financial stability and reducing potential disputes. Here is our guidance on how to prepare for the year and ensure your children’s needs are met, well beyond the basics.

Understanding the CMS and the ‘Extras’

In Northern Ireland, the CMS formula is based on the paying parent’s gross weekly income, the number of children, and the number of overnight stays. Crucially, the standard CMS calculation does not usually include contributions towards ‘extras.’

For most families, these ‘extras’ can represent a substantial part of a child’s upbringing. If you rely solely on a CMS assessment, you may find yourself struggling to cover these significant expenses or facing repeated, stressful arguments with the other parent. This is where proactive legal planning can make a world of difference.

These ‘extras’ can include:

Education: Private school fees, educational trips, specific tuition, or costs associated with a child’s specific learning needs.
Extracurricular Costs: Sports clubs, music lessons, equipment for hobbies, and other activities.
Health: Non-essential or uninsured medical/dental treatment, specialist therapy, or prescription costs not covered by the NHS.
Major Purchases: New computers/laptops required for study, replacement furniture, or costs associated with a driving licence/first car.
Future Planning: Contributions to university or higher education costs.

This is where proactive legal planning can make a world of difference in securing comprehensive child maintenance.

The Power of a Family-Based Arrangement

For many separated parents, a Family-Based Arrangement is the most flexible and effective way to plan for the year ahead. This is a private agreement between you and the other parent. While it can be reached without legal involvement, having a solicitor draft a clear document is essential for certainty and to minimise future conflict.

A family-based arrangement allows you to custom-design a financial plan that specifically includes contributions towards these larger, planned expenses:

Establishing a Budget: The agreement can establish an annual budget for predictable costs (like uniforms, school fees, or specific activities) and a clear mechanism for sharing them (e.g., a percentage split based on income).
Defining Payments: You can stipulate exactly how and when substantial sums, such as contributions to school fees or medical expenses, are to be paid—separate from, or included in, the regular maintenance sum.
Contingency Fund: The arrangement can plan for one-off or unpredictable major costs, like essential electronic upgrades or higher education deposits. Setting aside an annual lump sum or establishing a joint fund for these contingencies can prevent future surprises.

While a family-based arrangement isn’t legally enforceable in the same way as a Consent Order, it provides a crucial framework for communication and cost-sharing, significantly reducing conflict.

Securing Payments with a Consent Order

If your agreement involves substantial payments, such as significant school fees or high-cost therapies, or if the paying parent’s income exceeds the CMS maximum threshold (£3,000 gross per week in NI), you should consider formalising your agreement into a Consent Order.

A Consent Order is a legally binding document approved by the court. This means that if one parent fails to pay the agreed-upon amount for costs like school fees, essential equipment, or future university expenses, the other parent can use the court system to enforce it. This provides the highest level of financial security for your child’s future.

Your Proactive Planning Checklist

Calculate the Basics: Use the CMS calculator as a starting point for the basic child maintenance amount.
Total the Extras: Create an annual budget that includes all non-basic costs—education, health, future planning, and activities.
Discuss and Agree: Propose a fair sharing arrangement for these “extra” costs to the other parent, taking both incomes and financial responsibilities into account.
Formalise the Agreement: Contact a solicitor to have your bespoke agreement drafted as a Family-Based Arrangement or a legally binding Consent Order.

Don’t leave your child’s financial future to chance or last-minute arguments. By taking action today, you can secure the necessary financial provisions to support your child’s health, education, and passions.

For personalised, expert advice on child maintenance, school fees, and securing funding for other major activities and expenses, contact the dedicated Family Law team at McPartland & Sons Solicitors. We have offices conveniently located in Lisburn and Lurgan to serve clients across Northern Ireland. Call us today to schedule a confidential consultation.

Cohabitation vs marriage: what is the legal difference?

The festive season and New Year in Northern Ireland are a time for joy, family, and relaxation. But amidst the twinkling lights and seasonal cheer, accidents can still happen. Whether it’s a slip on an icy pavement in Lisburn, a trip in a busy Lurgan shopping centre, or a road traffic accident on the way to visit family, sustaining an injury during the holidays is stressful and disruptive.

If you find yourself injured due to someone else’s negligence during this time, your immediate priority should be your health. However, as Lisburn and Lurgan Solicitors specialising in personal injury claims, McPartland & Sons knows that securing your future legal position is also vital.

Here is a clear guide on the essential steps you must take if you are injured during the Christmas and New Year period.

Step 1: Prioritise Medical Attention

Your health comes first. Immediately seek the necessary medical treatment.

Emergency: For life-threatening emergencies, call 999 for an ambulance.
Urgent Care: For injuries that are not life-threatening but require immediate attention, consider using the Phone First service in your Health Trust area before attending an Emergency Department (A&E). Minor injury units may also be an option for cuts, sprains, and minor burns.
Documentation: Ensure you receive a full medical examination and that the doctor or healthcare professional makes a detailed record of how and when the injury occurred, along with the nature and severity of your injuries. This medical record is crucial evidence for any future claim.

Step 2: Document the Scene and Incident

Once your immediate medical needs are addressed, the next critical step is to gather information about the accident.

Report the Incident: If the accident occurred in a public place (e.g., a shop, restaurant, or icy car park), you must formally report it to the manager, owner, or relevant authority (like the local council for a pavement fall). Ask for a copy of the completed accident report form.
Take Photographs: Use your phone to take pictures of the scene immediately. Capture the cause of the accident (e.g., a pothole, a spill, a faulty step, or damage to vehicles). Crucially, take photos from different angles and include a wide shot to show the context.
Witness Details: If anyone saw the accident, get their full names, addresses, and phone numbers. Their testimony can be invaluable in proving negligence.

Step 3: Keep a Detailed Record of Losses

Personal injury compensation isn’t just about physical pain; it covers all losses you incur as a result of the injury. The holiday period often involves extra expenses, making record-keeping even more important.

Diary of Pain and Recovery: Start a detailed diary outlining your pain levels, restricted activities, treatment appointments, and the overall impact of the injury on your daily life.
Financial Records: Keep all receipts related to the injury. This includes medication, travel expenses to and from medical appointments, parking fees, and any necessary care or assistance you require (e.g., help with childcare or household chores you can no longer manage).
Loss of Earnings: If your injury means you can’t return to work when the holidays are over, keep a record of any wages lost or bonuses.

Step 4: Contact Your Local Solicitor in Northern Ireland

The time limit for making a personal injury claim in Northern Ireland is generally three years from the date of the accident. However, the sooner you contact a specialist solicitor, the better your chances of a successful claim.

Early Advice is Key: An early consultation with a firm like McPartland & Sons Solicitors ensures all evidence is secured while it’s fresh, and witnesses can be contacted promptly. Waiting until the New Year rush can lead to delays in starting your claim.
Expert Local Knowledge: Our team, serving clients across Northern Ireland, including the Lisburn and Lurgan areas, has in-depth experience dealing with all types of public liability, road traffic, and workplace accident claims. We understand the specific laws and processes here in Northern Ireland.
Focus on Recovery: By entrusting your legal matter to us, you can concentrate fully on your physical recovery, knowing your claim is being handled professionally and diligently. We aim to secure the maximum compensation you deserve to cover your pain, suffering, and financial losses.

Don’t let an injury during the holidays add a long-term burden to your life. Take the right steps immediately and contact McPartland & Sons Solicitors for expert legal guidance and support. We’re here to help you get back on track.

What to do if you are facing penalty points

As the festive season fades and the glow of a new year emerges, many of us turn our thoughts to resolutions. Gym memberships, healthy eating, and learning a new skill – these are all common promises we make to ourselves. But what if there was a resolution that offered profound peace of mind, not just for you, but for your loved ones too? This year, McPartland & Sons Solicitors urges you to consider one of the smartest and most responsible steps you can take: setting up a Power of Attorney.

Often, the phrase “Power of Attorney” might conjure images of old age or infirmity. While it is crucial in such circumstances, it is a vital planning tool for everyone, regardless of age or current health. Life is unpredictable. Accidents happen, sudden illnesses strike, and circumstances can change in an instant. Having a Power of Attorney in place means you have already made arrangements for someone you trust implicitly to manage your affairs should you ever lose the capacity to do so yourself.

What Exactly is a Power of Attorney?

In its simplest form, a Power of Attorney (POA) is a legal document that allows you to appoint one or more people (known as attorneys) to make decisions on your behalf. These decisions can relate to your finances, your property, and, with certain types of POA, your health and welfare.

There are different types of Power of Attorney in Northern Ireland, each serving a specific purpose:

Ordinary Power of Attorney: This type of POA is effective immediately and remains valid only while you have mental capacity. It’s often used for short-term situations, such as if you’re going on an extended holiday or are temporarily incapacitated and need someone to handle specific transactions.
Enduring Power of Attorney (EPA): This is the most common and arguably the most crucial type of POA for long-term planning. An EPA allows your chosen attorney(s) to manage your property and financial affairs even if you lose mental capacity. Unlike an Ordinary POA, it continues to be valid (endures) beyond the point where you might no longer be able to make decisions for yourself. This is the cornerstone of protecting your financial future.

Why Should This Be Your New Year’s Resolution?

Peace of Mind: This is perhaps the most significant benefit. Knowing that your affairs will be managed by someone you trust, according to your wishes, removes a huge burden of worry for both you and your family.
Protecting Your Wishes: Without an EPA, if you lose capacity, your family may have to apply to the High Court to have a Controller appointed. This can be a lengthy, stressful, and expensive process. Critically, the Controller might not be someone you would have chosen, and their decisions may not align with your personal preferences. An EPA ensures your voice is still heard, even when you cannot speak for yourself.
Preventing Financial Stress for Your Family: Imagine a scenario where you’re unable to access your bank accounts or pay bills. This could create significant financial hardship and stress for your loved ones who might struggle to gain legal access to your funds to manage your essential outgoings. An EPA bypasses this by giving your attorney the authority they need.
Tailored to Your Needs: When setting up an EPA, you can specify exactly what powers your attorney has, and even include conditions or restrictions. You can appoint multiple attorneys to act jointly or individually, ensuring a robust and flexible arrangement.
It’s Not Just for the Elderly: While crucial for later life, a sudden illness or accident can happen at any age. A young professional, a new parent, or a retiree can all benefit from having an EPA in place. It’s about planning for life’s uncertainties, not just old age.

We are here to help

Setting up a Power of Attorney might seem daunting, but with McPartland & Sons Solicitors, it’s a straightforward and reassuring process. Our experienced team in both Lurgan and Lisburn will:

Explain Your Options: We will clearly outline the different types of POA and help you determine which best suits your personal circumstances and future planning needs.
Guide Your Choice of Attorney: We will discuss the responsibilities of an attorney and help you consider who would be the most suitable person or people to appoint.
Draft Comprehensive Documents: We will meticulously prepare all the necessary legal documents, ensuring they are valid, robust, and accurately reflect your wishes.
Handle Registration: For an Enduring Power of Attorney to be fully effective when capacity is lost, it must be registered with the Office of Care and Protection. We will guide you through this essential step, ensuring all legal requirements are met.

Don’t let another year pass by without addressing this crucial aspect of life planning. Make 2026 the year you secure your future and protect your loved ones from unnecessary stress and difficulty.

Contact McPartland & Sons Solicitors today to schedule a consultation and make setting up a Power of Attorney your smartest New Year’s resolution.

Is a will a legal document? All you need to know

The new year is often a time for fresh starts, resolutions, and getting your house in order. While many of us focus on fitness goals or decluttering our homes, January is also the perfect time to tackle a task that provides genuine, long-lasting peace of mind: sorting out your legal affairs. At McPartland & Sons Solicitors, we believe that starting the year with these important matters in hand sets a strong foundation for the future.

The Post-Holiday Calm

After the rush of December, January offers a quieter, less chaotic period. This is the ideal time to take a breath and reflect on what’s truly important. The holidays are filled with family, but not always the best time for serious, emotional conversations. January allows for more focused discussions and thoughtful planning.

Rather than being a gloomy task, thinking about your legal future can be an act of love. By taking control of your affairs now, you protect your loved ones from potential stress, uncertainty, and financial burden down the line. It ensures your wishes are known and respected, giving you and your family a sense of security.

Essential Legal Documents to Consider

So, what exactly does “getting your legal affairs in order” entail? It’s about ensuring a few key documents are in place.

Wills: It may be an uncomfortable topic, but having a valid Will is one of the most important things you can do for your family. Without a Will, your estate is subject to the rules of intestacy in Northern Ireland, meaning your assets may not be distributed according to your wishes. This can lead to family disputes and unnecessary complications during a difficult time. A well-drafted Will ensures your assets, from property to sentimental items, go to the people and causes you care about most. It also allows you to appoint a guardian for any minor children.
Enduring Power of Attorney (EPA): An EPA is a legal document that lets you appoint a trusted person (an attorney) to make decisions on your behalf if you ever become mentally incapable of managing your affairs. Many people mistakenly believe their “next of kin” automatically have this authority, but legally, they do not. An EPA can cover your financial and property matters and is a crucial part of future-proofing your life.

Why a Solicitor is Essential

While it may be tempting to use a DIY Will kit or online template, these documents are often complex and require expert knowledge to be valid and effective. An improperly drafted Will or EPA can be challenged in court or even deemed invalid, which defeats the purpose entirely.

Working with an experienced solicitor at McPartland & Sons Solicitors ensures your documents are legally sound, reflect your specific wishes, and are tailored to your unique circumstances. We provide advice on important related matters, such as inheritance tax planning, to help you maximise the benefits for your loved ones. We’ll guide you through the process, making it straightforward and stress-free.

Ready to Make a Fresh Start?

Don’t let this important task linger on your to-do list. Make it your New Year’s resolution to protect your future and those you love. Getting your legal affairs in order now provides peace of mind that will last throughout the year and beyond.

To book an initial consultation, contact our friendly and professional team today. We’re here to help you start the year on the right foot.

McPartland & Sons Solicitors

Lurgan Office: 11 Market Street, Lurgan, Co. Armagh, BT66 6AR. 028 3832 2452
Lisburn Office: Niagara Buildings, Tonagh Drive, Lisburn, BT28 1DY. 028 9267 0325

Legal Steps for buying a home in Northern Ireland

As the festive season approaches, it’s important for both business owners and the public to be aware of the specific rules governing alcohol sales in Northern Ireland. The permitted hours for licensed premises differ from the rest of the year, and understanding these laws is crucial. At McPartland & Sons Solicitors, we provide expert advice on all aspects of licensing law to ensure you stay compliant.

The New Licensing Laws

The Licensing and Registration of Clubs (Amendment) Act (Northern Ireland) 2021 has brought significant changes to the licensing system. These reforms have provided greater flexibility for the hospitality sector, including extended opening hours and relaxed restrictions on certain days. As of 2025, a court must be satisfied that those applying for an alcohol licence or club registration are aware of their responsibilities and are complying with a new Code of Practice.

Christmas Licensing Hours 2025

The permitted hours for selling alcohol on licensed premises during the Christmas period are as follows:

Christmas Eve, Wednesday 24 December 2025:
Licensed premises can sell alcohol from 11:30 am to 11:00 pm.
Those with a ‘late licence’ may sell alcohol until midnight.
Off-licences may sell alcohol from 8:00 am to 11:00 pm.
Christmas Day, Thursday 25 December 2025:
Licensed premises may only sell alcohol from 12:30 pm to 10:00 pm, even if they hold a late licence.
Off-licences are not allowed to sell alcohol at all on Christmas Day.
Boxing Day, Friday 26 December 2025:
Licensed premises may sell alcohol from 11:30 am to 11:00 pm, and those with a late licence may sell alcohol until 1:00 am, or with additional permitted hours until 2:00 am.
Off-licences may sell alcohol from 8:00 am to 11:00 pm.
New Year’s Eve, Wednesday 31 December 2025:
Licensed premises may sell alcohol from 11:30 am to 11:00 pm, and those with a late licence may sell alcohol until 1:00 am, or with additional permitted hours until 2:00 am.
Off-licences may sell alcohol from 8:00 am to 11:00 pm.

Important Exceptions

Hotels and Guesthouses: If a business provides accommodation, such as a hotel or guesthouse, the standard licensing hours do not apply when selling alcohol to overnight guests. They may sell alcohol to a resident at any time.
Drinking-Up Time: Under the new legislation, the “drinking-up time” has been extended from 30 minutes to one hour, allowing for a more gradual departure of patrons from the premises after closing time.

Young People and Alcohol

The welfare of young people is a primary concern in alcohol licensing.

Children under 18 are not permitted in bars unless the premises holds a children’s certificate, which allows young people to stay until 9:00 pm or 9:30 pm if they are finishing a meal.
Exceptions exist for children in an off-licence with an adult, at refreshment rooms in transport terminals, sporting clubs until 10:00 pm, and in arenas or stadiums.

Legal Advice and Drink Driving

The festive period can be busy, but it’s essential to be mindful of the law. McPartland & Sons Solicitors reminds everyone that drink driving laws are strictly enforced in Northern Ireland. The safest advice is to avoid alcohol completely if you are driving.

For any questions about licensing laws or to ensure your premises is fully compliant, contact the expert team at McPartland & Sons Solicitors. We provide comprehensive legal services to businesses in Lisburn and Lurgan, helping you navigate the complexities of Northern Ireland’s legal system.

Drink driving charges in Northern Ireland: Consequences explained

As we move through 2026, Northern Ireland is poised for one of the most significant overhauls of its legal landscape in years. Driven by the need to modernise workplace protections, align with UK-wide changes, and meet critical climate targets, understanding these updates is crucial for staying compliant and planning.

McPartland & Sons Solicitors provides a strategic overview of the most significant impending changes in legislation and their implications for both individuals and businesses across the region.

Major Reform: The Northern Ireland “Good Jobs” Employment Bill

The year 2026 is expected to see the introduction and implementation of the comprehensive Employment Bill—often referred to as the “Good Jobs” Bill—marking the biggest upgrade to Northern Ireland’s employment legislation since the Good Friday Agreement. This reform impacts almost every business and worker.

Key Updates for Employees and Employers:

Banded Hours and Zero-Hour Contracts: To tackle exploitative practices, the Bill introduces a right for zero- and low-hours employees to request a banded contract, which guarantees a minimum number of hours reflecting their work pattern over a reference period.
“Fire and Rehire” Restrictions: It will become automatically unfair to dismiss an employee simply to impose new contractual terms without agreement, except in cases where the employer can prove immediate and serious financial difficulty.
Right to Flexible Working: The right to request flexible working arrangements is set to become a day-one right (removing the current qualifying period), and employees will be permitted to make two statutory requests per year.
Enhanced Family-Related Rights: New statutory rights are being introduced, including:
Neonatal Care Leave: Up to 12 weeks of paid leave for parents whose newborn baby requires neonatal hospital care.
Carer’s Leave: A new right allowing employees up to one week of unpaid leave each year to care for a dependent with long-term needs.
Written Terms from Day One: Employers must provide a written statement of core employment terms and conditions to all workers (not just employees) on or before their first day of employment.

Climate Change Compliance and Reporting

The Climate Change Act (Northern Ireland) 2022 continues to drive legislative action, with significant reporting duties coming into effect in 2026. This focuses on making public bodies accountable for both reducing emissions and preparing for climate impacts.

Public Body Adaptation Reports: The first Climate Change Adaptation Reports for specified large public bodies are due by 31st March 2026. These reports must assess the predicted impact of climate change on the body’s functions and outline proposals and policies for adapting to those impacts over the next four years.
Sustainable Agriculture Programme: The new Farm Sustainability Payment (FSP) scheme, replacing the previous transitional payment, will commence from January 1st, 2026. This is a major development in Northern Ireland’s agricultural sector, aimed at balancing financial support with environmental sustainability and resilience.

Private Rented Sector (PRS) Landlord Changes

While large-scale rental reforms are ongoing across the UK, changes impacting Northern Ireland landlords and tenants are also due for review and implementation around 2026, though specific NI legislation details remain subject to the Assembly process.

Renters’ Rights and Eviction: Although the more drastic “Section 21” changes seen in England may not directly apply, Northern Ireland’s own rental laws are constantly being assessed. Landlords should monitor for updates concerning changes to grounds for possession, notice periods, and deposit protection rules, all of which are subject to new legislative alignment and focus on tenant security.

New Immigration and Skills Requirements

Starting January 8, 2026, individuals applying for several UK work visas—including the Skilled Worker route—will face stricter language requirements.

Higher English Language Threshold: Applicants will need to demonstrate a higher level of English proficiency, increasing the required standard from level B1 to at least B2 on the Common European Framework of Reference for Languages (CEFR) scale. This impacts Northern Ireland businesses relying on international recruitment.

Conclusion

The year 2026 represents a period of substantial legislative change in Northern Ireland, particularly in employment law and climate regulation. These developments are not just legal formalities; they are fundamental shifts that will alter business operations, employer-employee relationships, and environmental obligations.

McPartland & Sons Solicitors is committed to keeping our clients informed and prepared. For businesses, proactive compliance planning, especially concerning the new employment rights, is essential. For individuals, these changes offer new protections and rights in the workplace.

Staying informed and adapting to these changes is vital for individuals and businesses alike. Contact us today for expert legal advice on how these 2026 developments impact your specific circumstances.

New laws about using mobile phones when driving

Christmas is a time for giving, and for many, that includes generous financial gifts or even property transfers to family members. While these gestures are often made with the best intentions, they can have significant legal and tax implications if not handled correctly. At McPartland & Sons Solicitors, with offices in Lisburn and Lurgan, we provide clear guidance to help you navigate these matters and ensure your generosity doesn’t lead to future legal complications.

Gifting Money: The Basics

When gifting money, the most important consideration is Inheritance Tax (IHT). In the UK, which includes Northern Ireland, gifts you make during your lifetime are not immediately subject to tax. However, if you die within seven years of making the gift, it may become subject to IHT as part of your estate. This is known as a Potentially Exempt Transfer (PET).

Annual Exemption: You can gift up to £3,000 each tax year without it being added to the value of your estate for IHT purposes. This is your “annual exemption.” You can carry over any unused allowance from the previous tax year, for one year only. For example, if you didn’t use last year’s allowance, you could gift up to £6,000 this year.
Small Gifts Exemption: You can also give an unlimited number of gifts up to a value of £250 per person per tax year, as long as the recipient has not received any other part of your annual £3,000 exemption.
Regular Payments: Regular gifts made from your income, such as a monthly payment to help a child with living expenses, may be exempt from IHT, provided they don’t impact your own standard of living.

Gifting Property: A More Complex Matter

Transferring a property to a family member is a much more complex legal process than gifting money. It can involve multiple types of tax and require careful consideration to avoid future disputes.

Inheritance Tax: Like monetary gifts, a gifted property is considered a PET. If you survive for at least seven years after the transfer, it will be fully exempt from IHT. A tapered rate of tax applies if you die between three and seven years after the gift.
Capital Gains Tax (CGT): When you gift a property that’s not your main residence (e.g., a rental property or a second home), you may be liable to pay Capital Gains Tax. This tax is calculated on the difference between the value of the property when you acquired it and its market value at the time of the gift. There is an annual CGT exemption you may be able to utilise.
Stamp Duty Land Tax (SDLT): The recipient of the gifted property may have to pay SDLT if there is a mortgage on the property being transferred. The tax is calculated on the value of the outstanding mortgage.
Gift with Reservation: A common pitfall is gifting property but continuing to live there rent-free. This is considered a “gift with reservation of benefit,” the property will still be considered part of your estate for IHT purposes. To avoid this, you would need to pay a market-rate rent to the new owner.

Seeking Professional Legal Advice

Navigating the legal intricacies of gifting can be challenging. A mistake could result in significant tax liabilities for you or the recipient. We strongly advise that you seek expert legal advice before making any large financial gifts or property transfers.

At McPartland & Sons Solicitors, we can help you:

Understand the full legal and tax implications of your intended gift.
Ensure that any property transfer is completed correctly, including liaising with the Land Registry.
Advise on alternative options, such as trusts, to ensure your assets are protected and managed according to your wishes.

This Christmas, plan your generosity with care. Contact McPartland & Sons Solicitors in Lisburn or Lurgan to get the professional legal advice you need to make sure your gift brings joy, not legal headaches.

What to do if you are involved in a Legal Dispute

H McPartland & Sons

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